The IBAN system helps guide payments, typically international settlements, to the right account, by giving the banks processing transfers an indication of the country the account is held in, as well as the specific account number.
What is IBAN code for Banco Santander Totta in Portugal?
IBAN for Banco Santander Totta in Portugal consists of up to 25 characters:
- 2 letters ISO country code
- 2 digits IBAN check digits
- 4 digits Bank Code
- 4 digits Branch Code
- 11 digits Account Number
- 2 digits Check Digit
Banco Santander Totta example for Portugal
| Banco Santander Totta IBAN in print format | PT50 0002 0123 1234 5678 9015 4 |
|---|---|
| ISO Country Code | PT |
| Checksum | 50 |
| Bank Code | 0002 |
| Branch Code | 0123 |
| Account Number | 12345678901 |
| Check Digit | 54 |
How can I find my Banco Santander Totta Portugal IBAN number?
To ensure your money quickly reaches the right account, it's essential to find the correct IBAN. Finding your Banco Santander Totta IBAN shouldn't be difficult. You can either use the example above to work out your IBAN, use an IBAN generator tool, or you can find everything you need by logging into Banco Santander Totta online banking.
Using an incorrect IBAN number could mean that your payment gets returned, or even arrives in the wrong account. If you're unsure, it's important to check the IBAN with your bank or ask the recipient to confirm the correct details.
Please note that any IBAN or BBAN account numbers which appear on this page are used as examples, and shouldn’t be used to process your transfer. To find your own unique IBAN, click the IBAN Calculator in the section below.
Generate & Validate IBAN
Click "Generate" below to use the IBAN Calculator, or "Validate" to check an IBAN for a bank account in Portugal.
IBAN Codes for Main Portugal Banks
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IBAN number - FAQs
What is an International Bank Account Number (IBAN)?
An international bank account number - more commonly abbreviated to IBAN - is typically used when sending payments overseas. The IBAN system helps guide international payments to the right account, by giving the banks processing transfers an indication of the country the account is held in, as well as the specific account number.
How does an IBAN work?
IBANs follow an internationally agreed system to show the country an account is held in, as well as the individual’s basic bank account number. You’ll find each IBAN has a 2 letter country code, followed by 2 check digits and the individual’s own basic bank account number.
IBAN numbers can be different lengths depending on the country they’re from. This is because different countries use basic bank account numbers of varying lengths.
IBAN vs. SWIFT Codes
SWIFT codes - which are also known as BIC codes - are also used in international payments. If you’re sending money overseas you’ll often be asked to provide both the SWIFT/BIC code and the IBAN for the recipient’s account. However, these 2 codes each have different purposes. The SWIFT code identifies the bank the payment is headed to, while the IBAN gives the details of the specific account the deposit needs to end up in.
Requirements for International Bank Account Numbers
You’ll find IBANs have different numbers of digits - but they all contain the same information. The first 2 characters show the country the payment is going to, followed by 2 check digits which are used to verify the IBAN before it’s used for a transfer. The digits that follow are the individual’s basic bank account number, which shows the account number and bank branch to help guide the payment.
Do you need an IBAN in Portugal?
Yes, you’ll need an IBAN if you’re making an international money transfer to Portugal.
A standard bank account number isn’t enough. If you're making or receiving a payment to a Banco Santander Totta account and you want your money to arrive quickly and safely in Portugal, you’ll need to provide the bank with a few extra details. This generally includes an IBAN or SWIFT code.
